Terms and Conditions

1. All people entering this promotional competition (the entrants) agree that the competition rules as set out in theseterms and conditions are binding on them. A copy of these competition rules is available at WWW.BANCABC.COM

2. The Organiser of this promotional competition is African Banking Corporation Zambia Limited "BancABC". For purposesof this promotional competition "BancABC" means BancABC part of Atlas Mara, all subsidiaries and associates ofBancABC part of Atlas Mara, its subsidiaries and associates.

3. The entrant acknowledges that he/she has been given the opportunity to read these terms and conditions beforeentering into this competition

RULES OF THE COMPETITON

4. This promotional competition starts on 1 March 2016 and ends on 31 May 2016 (dates inclusive). This will be thepromotional period.

5. In order to qualify as an entrant -

5.1. The entrant must be within the Republic of Zambia;

5.2. The entrant must provide correct and full contact details, as required;

5.3. The entrant if a natural person must be 18 years and older;

5.4. The entrant and his/her partner must be the holders of valid identity document ;

5.5. The entrant must not have any accounts subjected to court process or under any restriction by any otherauthority in Zambia or elsewhere;

5.6. The entrant must not be in breach of any obligation to the Bank;

5.7. For a joint account, only one of the joint account holders will be eligible for the prize.

6. BancABC, its directors, members, partners, employees, agents or consultants, their respective spouses, businesspartners or immediate family members are not permitted to participate in this promotional competition.

PRIZE - SHOPPING VOUCHERS FROM HANDYMAN'S PARADISE

7. There will be eight (8) prize winners. This prize of Handyman's Paradise shopping vouchers is to the value of K10 000(ten thousand kwacha) per winner only. The voucher can only be redeemed at Handyman's outlets. The voucher canbe used as part payment for any good or service purchased at Handyman's Paradise outlets.

7.1. An electronic draw will be conducted and observed by an auditor to determine the winner of the weeklyHandyman's Paradise voucher starting on the week of the 1st April 2016 to the 31st May 2016

PRIZE - SHOPPING VOUCHERS FROM PICK N PAY (2)

8. There will be Two (2) prize winners in the months of April 2016 and May 2016. This prize of a free Shopping Voucherfor Pick n Pay will be to the value of K24, 000.00 (Twenty four thousand kwacha) for each of the two winners. Thisprize of K24, 000.00 will be given to each winner in the first week of every month for 12 months, in vouchers worthK2, 000.00. The winner will receive all the details relating to the prize.PRIZE - SHOPPING VOUCHERS FROM E-ZONE (4)

9. There will be four (4) prize winners. This prize of a K25, 000.00 E-Zone voucher is for the winner to select goodsof their choice from any registered Radian Store in Zambia. E-Zone Stores stocks Samsung and other brands whichthe winner will have a choice to select up to the value of K25, 000.00 at the retail prices displayed on the day ofredeeming the prize. This prize will be redeemed after the close of the competition on the 31st May 2016 or on suchother date as may be determined by BancABC. The winner will receive all the details relating to the prize.

9.1. All costs associated with travel to and from the venue where the prize will be awarded and /or where the goodswill be collected will be at the entrant's expense irrespective of distance.

METHODS OF ENTRY

10. Mechanics for Handyman's Paradise Vouchers worth K10,000.00

10.1. In order to be eligible for the weekly prize of Handyman's Voucher worth K10, 000.00 a customer must openor deposit in an existing fixed deposit account a minimum amount of K50, 000.00 for a minimum of 90 days togain five entries into the draw. Every denomination of K50, 000.00 will give the customer five entries into theweekly and final draw. For example if a customer deposits K150,000.00 they will receive three (3) entries in tothe weekly draw and three (3) entries into the final draw. This deposit must be made before Saturday at 11:00at any BancABC branch to be eligible for that week's draw

10.2. The interest rates to be paid to customers will be based on interest rate table 1.1 displayed. Customers will incura penalty fee if they choose to break their fixed deposit before the contracted due date and will not be eligibleto enter the competition.

Table 1.1

10.3. The customer must also complete a campaign registration form to acknowledge that they have entered thecompetition.

10.4. Every entry will automatically be entered into the grand draw which will be held after the campaign ends on the31st May 2016.

11. Mechanics for Pick n Pay Shopping Vouchers

11.1. Current and Savings account existing or new customers can receive entries into the monthly draw based ontheir incremental cumulative balance at the end of the month. Current and Savings account existing or newcustomers can receive entries into the grand draw based on their cumulative balance at the end of the threemonth's promotion. All customers will receive one entry by increasing their cumulative balance at the startof the promotion on 1 March 2016 by denominations of K1, 000.00 per entry. The number of entries will becalculated every month end by comparing the balance at the beginning of the month starting on the 1st March2016 and the balance at the end of the months of 31st March 2016, 30th April 2016 and 31st May 2016 forthe monthly draw and at the end of the promotion for the Grand Draw as of the 31st May 2016. Customers whodecrease their balance calculated in denominations of K1, 000.00 will lose 1 entry for every K1, 000.00 theydecrease their cumulative balance.

11.2. SME Current and Savings account existing or new customers can receive entries into the monthly draw basedon their incremental cumulative balance at the end of the month. SME Current and Savings account existingor new customers can receive entries into the grand draw based on their cumulative balance at the end of thethree month's promotion. All SME customers will receive one entry by increasing their cumulative balance atthe start of the promotion on 1 March 2016 by denominations of K5, 000.00 per entry. The number of entrieswill be calculated every month end by comparing the balance at the beginning of the month starting on the 1stMarch 2016 and the balance at the end of the months of 30 April 2016 and 31 May 2016 for the monthly drawand at the end of the promotion period for the Grand Draw as of the 31 May 2016. Customers who decreasetheir balance calculated in denominations of K5, 000.00 will lose 1 entry for every K5, 000.00 they decreasetheir cumulative balances

Examples

12. Mechanics for the E-Zone Stores Shopping Vouchers

12.1. In order to be eligible for the grand prize draw to win one (1) of four (4) E-Zone Stores shopping vouchers worthK25, 000.00 each, a customer must open or deposit in an existing fixed deposit account a minimum amount ofK50, 000.00 for a minimum of 90 days to gain five entries into the draw. Every denomination of K50, 000.00will give the customer an entry into the weekly and final draw. For example if a customer deposits K150,000.00they will receive fifteen (15) entries in to the weekly draw and fifteen (15) entries into the final draw. This depositmust be made before Saturday at 11:00 at any BancABC branch to be eligible for that week's draw

12.2. The customer must also complete a campaign registration form to acknowledge that they have entered thecompetition.

12.3. Every entry will automatically be entered into the grand draw which will be held after the campaign ends on the31st May 2016.

12.4. Current and Savings account existing or new customers can receive entries into the monthly draw based ontheir incremental cumulative balance at the end of the month. Current and Savings account existing or newcustomers can receive entries into the grand draw based on their cumulative balance at the end of the threemonth's promotion. All customers will receive one entry by increasing their cumulative balance at the startof the promotion on 1 March 2016 by denominations of K1, 000.00 per entry. The number of entries will becalculated every month end by comparing the balance at the beginning of the month starting on the 1st March2016 and the balance at the end of the months of 31st March 2016, 30th April 2016 and 31st May 2016 forthe monthly draw and at the end of the promotion for the Grand Draw as of the 31st May 2016. Customers whodecrease their balance calculated in denominations of K1, 000.00 will lose 1 entry for every K1, 000.00 theydecrease their cumulative balance until they reach their starting balance as of the 1st march 2016.

12.5. SME Current and Savings account existing or new customers can receive entries into the monthly draw basedon their incremental cumulative balance at the end of the month. SME Current and Savings account existingor new customers can receive entries into the grand draw based on their cumulative balance at the end of thethree month's promotion. All SME customers will receive one entry by increasing their cumulative balance atthe start of the promotion on 1 March 2016 by denominations of K5, 000.00 per entry. The number of entrieswill be calculated every month end by comparing the balance at the beginning of the month starting on the 1stMarch 2016 and the balance at the end of the months of 30th April 2016 and 31st May 2016 for the monthlydraws and at the end of the promotion period for the Grand Draw as of the 31st May 2016. Customers whodecrease their balance calculated in denominations of K5, 000.00 will lose 1 entry for every K5, 000.00 theydecrease their cumulative balances until they reach the starting balance as of the 1st March 2016.

13. The winners of the prizes will be randomly chosen from all qualifying entrants by a registered auditor by means oflucky draws to take place at the premises of BancABC, situated at Ground Floor BancABC House, Corner Church /Nasser Roads, Ridgeway, Lusaka, Zambia.

13.1. A minimum of eight (8) names will be drawn for the Handyman's Paradise vouchers.

13.2. A minimum of two (2) names will be drawn for the shopping vouchers from Pick n Pay.

13.3. A minimum of four (4) names will be drawn for the shopping vouchers from E-Zone.

13.4. Should the first winner not be eligible for the prize based on the criteria specified within this Terms and Conditionsdocument, or cannot be contacted using process stipulated within this Terms and Conditions document withinthe time specified, then the second name drawn in the lucky draw will be announced as the new winner andso on.

14. In order to participate in the promotional competition, entrants will be required to attend to the reasonable costfor their entry (this includes but is not limited to postage, entry through internet facilities, short message service(SMS), multimedia messaging service (MMS) and/or any similar media or device). Such cost will not exceed what isreasonable for the method of entry (i.e. postage stamp, normal SMS rates and the like).

15. All winners will be contacted telephonically. If the prize winner does not answer his/her landline and/or mobile phone,BancABC will leave a message on the prize winner's landline or mobile phone (if possible). BancABC undertakes totry at least three (3) times on two (2) days to notify the prize winner. If BancABC cannot get hold of the prize winnertelephonically or cannot leave a message telephonically after attempting to do so for two (2) days, then the secondname drawn will be announced as the prize winner and so on.

16. When the prize winners accept their prize, BancABC would appreciate the right to identify the winners by taking theirphotograph (at no fee) and publishing this in the relevant media as decided by BancABC.

17. BancABC has the right to publish the winners' names and photographs (at no fee) in any advertising, promotional,print, and point-of-sale or public relations material. The nature of these publications will be determined at the solediscretion of BancABC.

18. Unless BancABC has been clearly grossly negligent or intended to act in a fraudulent manner, BancABC is notliable in any way for any direct or indirect loss or damage because of an entrant or prize winner's participationin the promotional competition.

19. If BancABC cannot continue with the promotional competition for any reason beyond its reasonable control or if it isrequired to do so by any regulatory terms or applicable law, BancABC may end or alter the terms of the promotionalcompetition on condition that:

19.1. No prize winner have been determined; and

19.2. Reasonable notice has been given beforehand to all entrants.

19.3. In such event, all participants hereby waive any rights which they may have against the Bank and herebyacknowledge that they will have no recourse or claim of any nature whatsoever against the bank, its agents,contractors and / or sponsors.

20. If the promotional competition is ended as set out in 19 above, no entrant will have any claim of any naturewhatsoever against BancABC, unless BancABC has been clearly negligent or intended to act in a fraudulentmanner.

21. The prize:

21.1. Cannot be transferred and will only be handed over to the winners if all details given are factually correct

21.2. Will not be exchanged for cash amounts or for any prize other than the prize offered in this competition

22. Once the prize has been handed over in terms of these rules, the results of the promotion are final in all respects andno correspondence will be allowed.

AMENDMENTS TO THE TERMS AND CONDITIONS

23. BancABC is entitled to amend the terms and conditions thereof in so far as same is deemed necessary and suchamendments may relate to any aspect of such competition:

23.1. The amendments may include the addition and or deletion of any exiting and or proposed terms andconditions of the competition, which amendments may also affect the identified prize money of suchcompetition;

23.2. The proposed amendments may be effected prior to the starting date of the competition and during thecampaign period, which amendments may result in the campaign period being reduced and or extendedas deemed necessary.

24. BancABC part of Atlas Mara reserves the right to withdraw/modify any aspect of the offer, or the offer in its entirety.

 
 

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